TVA operates several revolving loan programs designed to stimulate job growth and leverage capital investment in the TVA service area. The Economic Development Loan Fund targets primarily the manufacturing sector; the Minority Business Development Loan Fund is directed toward supporting the growth and expansion of minority and female-owned businesses; and the Special Opportunity County Loan Fund focuses on stimulating job growth in economically distressed counties. TVA cooperates with banks and economic development entities in the Tennessee Valley in providing financial assistance either in the form of loan participation or direct loans for projects that qualify.