2009-16 Secondary Market Mortgage Loan Originator

Apex Bank – Secondary Market Mortgage Loan Originator


General Job Description:
This position is responsible for solicitating residential mortgages through the Secondary Market program and following-up with referrals from other Loan Officers and third-party sources. This position is responsible for helping clients obtain a mortgage, and oversees the process from application process until the loan closing. 

The Secondary Market Mortgage Loan Originator is responsible for the collection and analysis of complex commercial financial documents. They are responsible for analyzing the financial statements, reviewing credit history, and the client’s repayment ability. After completing the analysis and evaluating the collateral, they are able to make risk-based decisions on the client’s borrowing capability.

The Secondary Market Mortgage Loan Originator stays abreast with bank policies and federal regulations on residential mortgage lending. They stay up to date on current bank products and identify opportunities to cross-sell deposits products and other bank products to their clients.


Major Duties and Responsibilities:

  • Solicitates residential mortgages from potential clients 
  • Maintains referral relationships and approaches leads
  • Ensures accurate, compliant, and complete mortgage files
  • Determines credit eligibility 
  • Orders title work and appraisals
  • Oversees loan through from application through funding
  • Maintains working knowledge of available mortgage products to accurately respond to clients, potential clients, and referral sources
  • Provides support to new applicants and existing borrowers, and assists in resolving loan related issues
  • Issues appropriate consumer disclosures within applicable deadlines per regulations
  • Ensures timely mortgage closings
  • Ensures compliance with state and federal laws and regulations
  • Ensures compliance with Apex Bank’s lending policy and procedures
  • Cross-sells the bank’s products and services to ensure Apex Bank is meeting all of the client’s financial needs
  • Continues education to ensure knowledge on the most current policies and regulations 


Preferred Qualifications:

  • Bachelor’s degree in accounting, banking, business, finance, or related field
  • Experience in secondary market mortgage lending and previous experience in underwriting and structuring mortgage loans. The ability to review and analyze complex financial documents
  • Must possess effective and efficient communication and strong problem-solving skills
  • Must have leadership experience and be able to coach other teammates when needed 
  • Proficient with computer and applicable software including excel, etc.Must be detail oriented and have strong organizational and analytical skills
  • Language: English required; Preferred Bilingual English and Spanish


The responsibilities listed above although representative of the job position may not be all-inclusive and may change from time to time.

Interested candidates may send their resumes to janet.simpson@apexbank.com.

Which committees are you interesting in joining?

Your Information

Bank Address