BrightBridge Capital
Job Description
Title: Commercial Credit Underwriter
Location: Chattanooga, TN
Supervision: Senior Loan Officer
Overview
Working under the supervision of the Senior Loan Officer, the primary responsibility of the Underwriter is the evaluation and credit analysis of small business loan requests. The Underwriter will work closely with Loan Officers to prepare loan packages for approval and ensure the loan process is followed consistently and in a timely manner.
Essential Duties & Responsibilities
- Partner with Loan Officers to evaluate loan requests and determine eligibility and creditworthiness
- Review, analyze, and spread business and personal financial information and identify potential weaknesses in loan requests
- Network with bank partners, clients, and other stakeholders to gather necessary information • Prepare loan packages and all required exhibits for approval
- Manage credit files for accuracy and completeness
- Input loans and update process status in CRM software regularly
- Participate in the closing process by ensuring all approval conditions are met and that the file documents compliance with all policies and procedures
- Other duties as assigned
Education & Experience Requirements
- Bachelor’s degree
- Familiarity with accounting and financial statements
- BrightBridge more focused on finding the right individual who will succeed in this role than on a particular level of experience or set of skills. BrightBridge will train and develop the right candidate.
Professional Expectations
- Strong analytical skills
- Effective written and verbal communication skills
- Detail oriented
- Highly organized
- Comfortable in a team environment and working collaboratively
- Proficient with Microsoft Office
- Passionate about making a positive impact in the small business community where we live and work
- Enthusiastic and positive attitude is non-negotiable
What We Offer
- Competitive salary
- Training and continuing education
- Flexible work environment
- Incentive/bonus program
- Health, dental, vision, life, and disability insurance
- 401(k) with employer match
- Paid Time Off
About BridgeBridge
BrightBridge Capital is a non-profit certified development company (CDC) and a community development financial institution (CDFI) focused on serving small businesses across the state of Tennessee and surrounding areas. BrightBridge offers a variety of loan products and technical assistance to the small business community in the markets we serve. We meet our objectives of stimulating economic development, increasing employment opportunities, and reducing barriers to business growth by providing innovative financing solutions and advisory services.
Qualified candidates may submit their resumes to mMatousek@brightbridgeinc.org.
