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2412-4 Commercial Loan Officer
INSOUTH Bank
Commercial Loan Officer

INSOUTH Bank is seeking a Commercial Loan Officer for their Memphis, TN location.

This position is responsible for performing a variety of duties to assist in the management of the commercial loan portfolio in Memphis, TN.  The Commercial Loan Officer will be tasked with the development and management of commercial account relationships and with coordinating commercial banking activity within the Bank’s branch network. They will also perform various other functions as assigned by the Regional Bank president.

ESSENTIAL DUTIES

  • Identifies and develops new commercial loan relationships while maintaining, strengthening, and servicing existing commercial relationships.
  • Accepts applications and customer inquiries, works with problem resolution, loan administration and loan underwriting.
  • Collects and analyzes financial and related data to determine general creditworthiness.
  • Structures loan terms and conditions that meet the client’s needs and INSOUTH’s lending guidelines.
  • Manages a commercial loan portfolio for adherence to loan terms and conditions.
  • Reviews documentation and works with INSOUTH personnel to ensure loan documentation is prepared in accordance with loan approval.
  • Monitors loan repayment activities and takes necessary action to collect from past-due accounts.
  • Participates in Community and Civic activities.

 

EDUCATION and/or EXPERIENCE

5-10 years of progressive commercial lending experience, proven knowledge, and skill levels in all aspects of commercial loan documentation and lending related compliance, strong organizational and administrative skills. Bachelor’s degree in business, finance, or related field preferred.

Applicants should send a resume to: [email protected]

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