Job Title: Commercial and Consumer Lender
Location:
McMinnville, Tennessee
Employment Type:
Full-Time
Position
Overview:
We are seeking an experienced and motivated
Commercial and Consumer Lender to join our growing
team in the McMinnville, TN market. The ideal
candidate will have a solid background in underwriting,
credit analysis, and loan structuring, and will be
responsible for originating, managing, and growing a portfolio of
commercial and consumer relationships. This is a key customer-facing
role that contributes to the bank’s mission of providing trusted
financial solutions to our community.
Key
Responsibilities:
Develop and manage a portfolio
of commercial and consumer loans, ensuring sound credit quality and
profitable relationships.
Conduct in-depth underwriting
and financial analysis for new credit opportunities and existing
portfolio reviews.
Structure credit terms in line
with bank policy and regulatory guidelines.
Collaborate with credit
analysts, loan processors, and management to deliver timely and
accurate credit decisions.
Identify and pursue new business
development opportunities within the local market.
Maintain strong relationships
with existing clients and proactively address their evolving
financial needs.
Ensure compliance with internal
credit policies and regulatory requirements.
Qualifications:
Bachelor’s degree in Finance,
Business Administration, or related field; advanced degree or
banking certifications a plus.
Minimum 3–5 years of
experience in commercial and/or consumer lending, with strong credit
underwriting and structuring expertise.
Demonstrated knowledge of
financial statement analysis, loan documentation, and risk
assessment.
Strong communication,
negotiation, and relationship management skills.
Deep understanding of the
McMinnville market and surrounding region preferred.
Proficiency with lending
software and Microsoft Office Suite.
Willingness to travel within
market.