River City Capital

River City Capital was founded in 2010 and is a Community Development Financial Institution (CDFI), as certified by the U.S. Department of Treasury. We are a wholly owned subsidiary of Community LIFT based in Memphis. River City Capital exists to expand availability of loan capital, credit, and financial services in distressed, low income areas of Memphis-Shelby County with the aim of alleviating community deterioration, creating jobs, and increasing wealth. During the heart of the pandemic in 2020, River City Capital stepped up and provided over $2.5 million in partly forgivable loans to small business owners in low to moderate income areas, which resulted in no businesses in our portfolio closing. Local, regional, and national institutions partner by investing in our mission. We custom tailor investment options for banks to support our mission, earning turnkey CRA exam credit and franchise and excise tax credits in Tennessee for providing CRA qualified loans to River City Capital. Learn more about us and how you can get involved at rivercitycapital.org.