James (Jim) Penland exemplifies the best in family, patriotism, and banking. Upon graduating from the University of Georgia, Penland entered the United States Army and attended Officer’s Candidate School. After serving in Vietnam, he began his banking career at Gainesville National Bank in Georgia in 1971. In 1982, he moved his family to Winchester and assumed the duties as president and CEO of Franklin County Bank. The institution was acquired by Regions in 1993 and Penland served as group president. In 2005, Penland was the driving force behind the formation of First Vision Bank of Tennessee, where he served as CEO and chairman for 12 years, and chairman for another five years until his retirement in 2022.