2401-7 Post-Closing Compliance Specialist

SouthEast Bank
Post-Closing Compliance Specialist

Job Location: 412 Office – Knoxville, TN



Perform comprehensive regulatory compliance review of consumer and commercial loans and non-originated applications for adherence to the various documentation and reporting requirements. Work with the Bank’s Compliance team to stay abreast of regulations and changes relevant to lending activities and provide guidance to Loan Operations team members. Assist in ensuring retention of records in the bank’s imaging system in scope and format that will facilitate third-party review. All duties should be performed in accordance with established policies and procedures, with appropriate documentation of actions taken.




  • Non-originated application review
    • Review all consumer and commercial non-originated applications to verify proper disclosure, as applicable, and documentation of action taken
    • Properly identify applications which are HMDA-reportable and perform data verification in the compliance management system
  • Originated loan review
    • Perform data verification of HMDA-reportable loans
    • Assist Post-Closing team and other department staff with application of and adherence to lending regulations, such as Reg B/ECOA, Reg Z, RESPA, etc.
  • Exception management
    • Log any exceptions to documentation or regulations identified during the review within the exception tracking system or other reporting mechanisms
    • Clear exceptions timely upon acceptable review of documentation submitted to resolve deficiencies previously noted
  • Assist with additional data integrity and quality assurance initiatives
    • In addition to HMDA data capture and verification, assist in verifying other critical data elements to ensure accurate management reporting
  • Assist with document management and record retention
    • Perform quality assurance review of imaged documents
    • Ensure documentation required to support HMDA and other examinations are maintained in the prescribed format
    • Assist Operations Specialist with scan, import, and indexing of documents to the bank’s official electronic document storage system as needed




  • Comprehensive knowledge of lending regulations with ability to interpret and apply appropriately based on a variety of situations
  • Organizational and time-management skills to work efficiently and complete tasks in a timely manner with nominal supervision
  • Ability to read and comprehend bank policies and regulatory guidance, and apply to work situations
  • Able to work well under pressure and adapt to process changes and workflow peaks while adhering to reporting deadlines
  • Interpersonal and communication skills to represent the Bank in a positive way in dealing with customers and co-workers and to convey information effectively
  • Mathematical aptitude
  • Knowledge of computer technology including, but not limited to, Word, Excel, e-mail, and internet navigation





  • Sitting for extended periods of time; approximately 8 hours a day with the ability to move around a little.
  • Lift 10-20lbs periodically.





  • High school diploma or equivalent
  • Prior banking experience required, with an emphasis on lending and applicable regulations (to include, but not limited to HMDA and TRID)
  • Maintain up-to-date knowledge of and adhere to all state and federal regulations that pertain to this position including but not limited to Bank Secrecy Act,
  • Consumer Privacy and Fair Lending.
  • Working knowledge of state and federal regulations including but not limited to Bank Secrecy Act, Consumer Privacy and Fair Lending along with industry best practices that pertain to this position.




  • Candidate must live in Knoxville or surrounding area.
  • Required Experience: loan operations or financial services related to processing loans and/or experience with processing TRID loans and/or have
  • regulatory compliance experience in either consumer and/or mortgage lending.



Qualified candidates may click here to apply. 

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